A DECADE OF DISCIPLINE: TEN YEARS OF tax‑free SAVING SHOWS THE POWER OF PATIENCE
TEN years ago, thousands of South Africans were encouraged to open a Tax‑Free Savings Account (TFSA). This 10‑year milestone offers a rare insight into how time, disciplined behaviour and tax‑free structures work together to build meaningful capital even when contributions start small. Introduced in 2015 to boost South Africa’s saving culture, TFSAs gave households a…

