Retirement

In 2024, South Africa’s two-pot retirement system fundamentally changed how retirement savings can be accessed and preserved. While early discussions focused on how the system works, the more important conversation now centres on how employees are using it – and what this means for their long-term financial security. For organisations that offer retirement funds as…

Many South Africans believe they are “on track” for retirement. They’re saving something. They belong to an employer fund. They have a plan – or at least, they think they do.Yet the reality tells a very different story.Insights from FNB’s 2025 Retirement Survey reveal a striking confidence gap. While around 60% of respondents say they…