By KOPANO MONAHENG ANYONE can start a business, but it is important to know what you are doing. Standard Bank, on the other hand, is selective about who it wants to assist. Pouring millions of rands into small businesses simply because someone has an idea can be risky. The bank needs to know whether the…
FNB data reveals that, for the first time in a decade, repeat home buyers now outnumber first-time buyers among South African women applying for home loans, signalling a significant shift from first-time homeownership to long-term property ownership and wealth creation. New FNB Home and Structured Lending data, tracking home-buying trends between 2015 and 2025, shows…
Women are often the glue that holds families together. They are caregivers, providers, planners and, increasingly, wealth creators. Yet while many spend their lives protecting others, they often overlook one equally important responsibility: protecting themselves and planning for the future of those who depend on them. According to Statistics South Africa’s 2025 General Household Survey,…
The Standard Bank Group delivered a solid performance for the six months ended 30 June 2026, reporting record headline earnings of R26.1 billion, up 10% period-on-period, and a higher return on equity (ROE) of 19.8%. This is comfortably within the Group’s 2028 ROE target range of 18% to 22%. The Group remains focused on delivering…
For many South Africans, payday brings a brief sense of relief. Within days, debit orders, transport costs, grocery bills and other essential expenses absorb much of what is available, leaving households stretched for the rest of the month. South African households are facing mounting financial pressure. According to the latest Consumer Confidence Index (CCI), compiled…
As South Africa marks National Savings Month, FNB is encouraging consumers to rethink how they approach saving, positioning it not as a luxury, but as a critical investment in their future financial security. South Africa’s household savings rate remains under strain, with the country recording a negative household savings ratio in recent periods. This suggests…
Key findings from the 2026 FNB Retirement Insights Survey: 73% of South Africans under 60 now have a retirement plan, up from 60% in 2025.Among lower-income consumers, retirement plan ownership increased from 19% to 48%.Among those aged 36–54, retirement plan ownership rose from 67% to 85%.South Africans under 60 are allocating more of their disposable…
By KOPANO MONAHENG FOR many South Africans, owning a home is a lifelong dream. Although buying a house does not happen overnight, starting to save or invest towards that dream as early as possible can make a significant difference. Jolandé Duvenage, CEO of FNB’s Value Ecosystems Portfolio, said whether you are employed or running a…
What began as a tool to help customers understand and manage their money has grown into a platform supporting life’s biggest decisions. As FNB’s nav» ecosystem marks its tenth anniversary, customer behaviour points to growing demand for practical guidance beyond traditional banking, from saving and homeownership to mobility, protection and giving back. To mark the…
FNB data indicates that many households in flood-affected areas in the Garden Route are being forced to tap into their savings to manage immediate financial needs, underscoring mounting financial pressure and the difficult trade-off between long-term financial security and short-term survival. The analysis, covering the period 1 April to 31 May (61 days) for each…
